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Frequently Asked Questions

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on the Marketplace

Affordable Care Act


Affordable Care Act and Health Insurance Marketplace Information

The Patient Protection and Affordable Care Act (“ACA”) was signed into law on March 23, 2010. The following mandates have already been implemented:

  • Dependent coverage up to age 26;
  • Elimination of lifetime limits on essential health benefits;
  • No cost sharing for Preventive Health Services;
  • The cost of employer health plans reported as an information item on employee W-2 forms (2012 calendar year); and
  • Summary of Benefits and Coverage (SBC) is available to employees to compare health plan offerings (see the link on our website) 

The newest mandate requires employers to share information about the new Health Insurance Marketplace with employees by October 1, 2013. Below is a notice from the U.S. Department of Labor with general information about the Health Insurance Marketplace. In California, the Health Insurance Marketplace is called “Covered California”.  Find specific details about Covered California.

The Individual Mandate, effective January 1, 2014, is another provision that may have an impact on you. Individuals must obtain minimum essential health coverage or be subject to a penalty. Our understanding is that individuals will receive notification by the Department of the Treasury or the Internal Revenue Service at a later date. Please keep in mind that this information is based on what we currently understand. Many additional provisions are still pending final regulations. We will provide additional updates as regulations become final.

For more information, see the information posted on the Human Resources / Employee Health Benefits page.

If you have questions, you may contact our staff at

TUSD Notification on Marketplace Coverage Options

The link below contains basic information about the new Marketplace and the health coverage offered by Turlock Unified School District:

Notice of Options ~ TUSD